In 2004, LIMRA (Life Insurance Marketing Research Association) did a Life Insurance Ownership study and concluded that “One fourth of individual life insurance owners bought a policy without meeting face to face with an insurance agent, broker, or other financial professional”.

Furthermore, Sales through direct channels represented more than 20 percent of the policies, about five percent of premium sold, and 13 percent of the total face value in 2008 according to a new joint project conducted by LIMRA and LIDMA – the Life Insurance Direct Marketing Association.

LIMRA and LIDMA researchers estimate that over 2 million individual life insurance policies sold in 2008 were purchased through direct channels. In addition, direct response sales totaled $675 million in new premium in 2008 and total face value reached $233 billion. The number of consumers who bought insurance online has doubled since 2006. Price, convenience and a good Web site were the top factors that influenced these consumers. With advances in technology, researchers anticipate that more consumers—especially younger generations—will use direct channels to buy life insurance in the next 5 to 10 years.

The life insurance market has two critical needs, first is access to top quality information that facilitates their decision process, and second to elimination of sales person from coming to their homes/offices.

BeamaLife is leading the E-commerce revolution; don’t miss the opportunity to be part of it. We are a national online life insurance brokerage firm with the complete line of life insurance products from over 100 highly rated, best priced life insurance companies. Our comprehensive national TV, Radio and internet marketing strategies and innovative website bring eager life insurance buyers to get expert advice and the best selection of life insurance plans. Our knowledge-based, over the phone sales techniques offer consumers the ability to learn about life insurance and how it can be used as a powerful financial planning tool without wasting time on driving and money on gas.

Please don't even apply for this very promising position unless you are the best and can prove it. You can earn $60K if you're average and $150K+ if you're the best. BeamaLife only hires star performers, not backgrounds. Young or old, if you have the stuff, we'll know. We’ll train you with the best training in the industry. We guarantee that you will learn about life insurance and financial planning in first 90 days more than 90% life insurance agents will even know their life. We also offer very best health Insurance benefit, 401k with 3% matching contribution, superb work place and other excellent benefits. Even though we don't make cold calls, you must be awesome at "Telephone Sales". Must be highly self-motivated, a terrific presenter & great closer and ready to work on performance basis. Come and build your finest career with the next revolution in the America. We have very positive brand recognition & reputation and need real super star to help our clients to make best choices about their life insurance protection.

Education & Other Requirements:

• College degree required.
• Prior inside sales, life insurance sales or call center experience is a big plus.
• If you do not have Life & Health Insurance License already then, All Sales Specialists are required to obtain their New Jersey Life and Health Producers License by their first day of employment. We provide full reimbursement for licensing costs.

To apply for sales specialist position, please call (877) 972-3262 X 20 or send your resume with the sales specialist in subject line to human resources at HR@BeamaLife.com

The Underwriting Assistant will conduct the initial review of newly submitted applications for life insurance. This position requires frequent contact with inside sales specialists, medical examination technicians and life insurance companies' home office to obtain all outstanding pre-established and published underwriting requirements. The Underwriting Assistant will submit these new business cases to the underwriter's for risk assessment and evaluation based on the completed case file. The Underwriting Assistant is required to perform all administrative assistance and sales assistant functions as well. Underwriting Assistant will participate in the creation and ongoing development of the new business processes and implementation of new processes.