BeamaLife represents more than 100 of the highest rated, best priced life insurance companies in the country. Our industry leading technology and system compares prices from these companies and finds the best possible value for our customers. BeamaLife can save you up to 80% and we'll prove it. We are very confident that you will NOT find lower quotes & rates than us. We also provide an unconditional guarantee that we will match any quote or rates lower than ours and send you a ‘thank you’ gift.

BeamaLife's experienced specialists will provide you with life insurance quotes from almost all of the highest-rated life insurance companies. This gives you access to a variety of products including: Whole Life, Universal Life Insurance, Return of Premium Term and simple Term Life while ensuring that you will be purchasing insurance from a solid company with a sound background and reliable products. We also provide quotes for Long Term Care, Disability Income Insurance and Fixed Annuities. We are not “term life only” company or a lead generation website.

BeamaLife was founded on one basic principle...the innovative knowledge that brings the tremendous benefits and tax advantages of whole life insurance, which the very wealthy already enjoy, to all Americans. We are an industry leader in whole life quotes and products. Our proprietary technology and innovative process will help you find the best products from the highest rated life insurance companies in the nation.

BeamaLife understands that our Life Insurance Specialist's are your link to the robust savings and tax advantages of life insurance with the best life insurance protection. Furthermore, our specialist's are experts in financial matters, so they know how life insurance fits into your overall financial plan. We have Certified Financial Planners® (CFP) and Certified Public Accountants (CPA) on staff. BeamaLife strictly adheres to a Best Practices model that creates transparency and expediency. Our Specialists know that each insurance company uses different standards for their underwriting classifications and use their vast experience to select the appropriate company whose criteria are the closest match to your unique needs and health conditions. This will maximize your ability to receive the correct underwriting health class on the first attempt, saving you time and thousands of dollars in premiums.

BeamaLife offers up to a 30-day guarantee (depending on your resident state) after you receive the policy. If you are not happy with the life insurance solution, you can return it for a full refund of the premiums paid.