Why choose BeamaLife?
Innovation
BeamaLife was founded on a passion to bring the tremendous tax advantages of permanent life insurance—which the very wealthy already enjoy—to all Americans. We are an industry leader in permanent life insurance quotes and products. Our licensed Life Insurance Specialists are trained to provide you with the most innovative and appropriate life insurance products to fit your needs, not ours.
Knowledge
BeamaLife understands that the Life Insurance Specialist is your link to the robust savings and tax advantages of life insurance. Furthermore, our specialists are experts in all financial services, so they know how life insurance fits into your overall financial plan. We have Certified Financial Planners® (CFP) and Certified Public Accountants (CPA) are on a staff.
Price
Many websites claim to save you 70–75% on your life insurance, but how many of them actually back it up? BeamaLife can save you up to 85%, and we'll prove it. We guarantee unconditionally that we will match any quote lower than ours.
Process
BeamaLife's experienced Specialists will provide you with life insurance quotes from almost all highly-rated carriers. This gives you access to a variety of products—Whole Life, Universal Life, Return of Premium Term and simple Term Life—while ensuring that you will be purchasing insurance from a solid company with a sound background and reliable products.
Product
Purchasing the best life insurance product is only one part of the process. BeamaLife has produced a Best Practices document that creates transparency and expediency. We know that each insurance company uses different standards for their underwriting classifications. BeamaLife has established strong relationships with each of the carriers that we represent, and our licensed Specialists ask the right questions and contact all parties involved so that we can get your questions answered and your policy approved as quickly as possible.
Guarantee
BeamaLife offers up to a 30-day guarantee (depending on your resident state) after you receive the policy. If you are not happy with the product, you can return it for a full refund of the premiums paid.
