Historically low rates have led to asymmetric risk in bonds. Consider fixed income alternatives.
In current investment environment, building a total-return-oriented portfolio, is a much better approach.
Most executives feel "Retirement Savings Programs" are the most valuable benefit company can provide.
75% of the Fortune 1000 Companies use Corporate Owned Life Insurance (COLI).
43 of 50 Top Banks and Thrift Institutions use Bank Owned Life Insurance(BOLI).

Hedge Against Liabilities:

Through BeamaLife's Corporate Owned Life Insurance Strategies

Finance your employee's benefit plan expenses while increasing your net income.For example, corporations that have substantial costs for medical, group life, and other basic insurance as well as qualified...

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Wealth For Executives:

Through Split Dollar Life Insurance Plans Corporate Dollars!

When it comes to executive employee compensation, the Split Dollar arrangement is a top choice because it helps your key executives to create a large financial legacy while at the same time the company...

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A Better Rate of Return:

On Banks' Tier 1 Capital, through Bank Owned Life Insurance Policies

Today more than 4000 banks own, more than $140 billion in bank owned life insurance (BOLI) policies. In a specific sense, bank owned life insurance is an attractive permanent life insurance policy purchased for several..

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Learn Wall Street's Little Dirty Secret!

Alternative CASH Deployment Strategy for Corporations

As a successful CFO/Treasurer of large corporations you continue to spot trends and seek strategies that will maximize all stakeholders’ long term return. Traditional fixed income yields are at historical lows, corporate tax rates are rising and the stretch for yield is forcing investments out the curve and down in quality. With the recent innovations in product design and pricing in the special kind of Corporate Owned Life Insurance (COLI), a portion of CASH position in this alternative investment strategy makes sense for the following reasons: 

  • Preservation of capital, no market risk
  • Liquidity with immediate high cash value
  • Safety of AA+ rated carriers
  • Better after tax return advantage
  • Intermediate term, no duration risk
  • Upside potential with tax free key man death benefit if structured properly
  • No mark to market risk

We like to think this special kind of COLI as “A high yielding municipal bond with a constantly resetting rate with upside”. It’s a smart asset allocation strategy for corporations, banks, pension funds and endowment funds.

BeamaLife leads the way in providing eccentric strategies for corporations, banks and executives. We are dedicated to maximizing your wealth and reducing your tax burden through innovative IRS approved and alternative investment strategies. 

This is one of the many innovative planning strategies offered by BeamaLife to ensure there’s smooth sailing ahead for your company, bank, pension and endowment fund. At BeamaLife, we’re on your side – for life. Let us conduct free initial feasibility research study for your organization. Please call (800) 554-7822 to consult senior corporate advisor now.