The materials and information contained in this website are provided “as is” and without warranties of any kind either expressed or implied. Furthermore, we believe the information provided on this website to be accurate, and we make every effort to eliminate errors. However, due to the rapidly changing nature of the financial services industry and insurance products, we cannot absolutely guarantee the precision of the information but do our best to provide you with accurate information.

It is in your best interest and is your responsibility to evaluate the accuracy and completeness of any opinions, advice, services or other information provided in this website. All information contained on any page is distributed with the understanding that the authors and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. You should consult your own legal or tax advisor regarding the purchase of any life insurance policy. Neither BeamaLife nor any of its employees or agents is authorized to give legal or tax advice. Individuals are encouraged to seek the guidance of their own personal legal or tax counsel. In no event shall BeamaLife Corporation be liable for any direct or indirect damages arising out of the use of the information herein.

Anticipated Viewers

BeamaLife Corporation makes no representation that the materials and information presented on this website are appropriate or available for use in any location. Those who choose to access this website do so of their own initiative and are responsible for compliance with local laws. This site is published for most, but not all, residents of the United States of America. Information concerning the identity, history, and products of each insurance company represented by BeamaLife Corporation is intended for residents of states in which that insurance company and BeamaLife are licensed. Product availability varies by state.

Policy Limitations

Policies are not available in all states. Suicide, misstatement, and misrepresentation restrictions may apply. All applications for insurance are subject to underwriting qualification by the specific insurance company to which the application is submitted. Availability of premium rates and policy forms may be changed by each insurer without prior notice.

Legal disclaimer updated on 7th May 2008.

Licensing Information:

We offer our services through BeamaLife Corporation and / or Nurdin (Neil) Jesani to only states where we are duly licensed and appointed. BeamaLife Corporation and / or Nurdin (Neil) Jesani personally are currently licensed in all states and the District of Columbia. License numbers are available upon request and are automatically provided where required. Nurdin (Neil) Jesani's license number for California is 0E73915, Texas is 1482070, Minnesota is 40078528 and Louisiana is 453260. BeamaLife Corporation's license number for Texas is 1475324 and Louisiana is 455589

BeamaLife Corporate Office:
15 Corporate Place S
Suite 301
Piscatway, NJ 08854