Knowledge Center

Welcome to the BeamaLife Knowledge Center. Our Goal is to provide you with the information you need to make an educated decision about one of the most important financial decisions in your lifetime, buying a Life Insurance plan. Another important aspect of this decision is the many ways in which it can be used, providing for your family in case something happens to you, establishing a retirement program or using it as a college savings plan. We have compiled numerous articles covering a broad range of questions and topics which may help you decide what you need and how to structure it.

We have included something for everyone, from simple questions like "How Much Insurance do I need" and "8 Reasons Why You Need Life Insurance Beyond the Age of 65?" to more advanced topics, including "The Smart Way To Structure Your Policy Ownership" and "What Is Estate Tax And How Can I Minimize It?". In addition to these articles and many more we also have an extensive "Glossary" of Insurance Terms to define some of the common terms and phrases that are widely used by industry insiders but rarely explained properly to the inexperienced consumer. Once you have reviewed our written articles we also have several audio articles which provide brief verbal summaries on important topics which can also help you.

Most insurance companies and "Term Life-Only Websites" may be intimidated by the educated consumer. The team at BeamaLife believes the ONLY way to succeed is to educate both our consumers and our employees. How can you make an important decision that can affect your family's future without knowing what options are available and which ones are really needed? Most websites don't even offer the full range of insurance products and just employ "Order-Takers" who simply provide you what you ask for; without explaining whether that policy is right for you or not?

You do not have to waste time entering your personal information into multiple websites to find the best rates and superior financial planning, simply complete our Free Quote Request, and let us do the research for you. Whether you are looking for Term Life, Return of Premium, Guaranteed Universal Life or Whole Life Insurance we search through over 100 companies to get the right plan for you. Also, use the same Quote Request Page if you need a Retirement Plan or Savings for your Children's Education.